Duncan Douglass heads Alston & Bird’s payment systems practice and focuses on transactions, product development and regulatory issues related to retail and wholesale payment systems and products.
Payment Card Services
Mr. Douglass regularly counsels payment card issuers and service providers in regulatory compliance matters, in structuring card issuance programs, and in negotiating co-branding, program manager, issuer processor and sales/distribution agent agreements. He also advises merchants, processors and acquirers in regulatory matters and in negotiating sponsorship, acquiring and processing agreements. Further, Mr. Douglass frequently counsels PIN and signature-based card network operators in the structuring of partner relationships and in the development and implementation of network operating rules and procedures.
ACH and Check Services
Mr. Douglass has extensive experience advising financial institutions, processors and merchants in connection with ACH and check-based payments, including negotiating agreements on behalf of third party service providers, third party senders, retailers and financial institutions related to the authorization, acceptance and processing of ACH and check-based payments.
Emerging Payment Services
Mr. Douglass has represented numerous bank and non-bank clients in connection with product development, implementation and compliance issues related to emerging and evolving payment mechanisms and systems, including mobile payments, person-to-person payments, and account-to-account transfers.
- Represented multiple card issuing financial institutions in the negotiation of new credit, debit and prepaid card issuing and processing relationships with several major payment card networks and processors.
- Counseled clients in the negotiation of electronic check and payment card merchant processing and acquiring relationships.
- Represented a private equity firm in its bid to acquire a leading global merchant acquirer.
- Advised one of the nation’s leading non-bank payment services company in the development of innovative products and in the structuring and negotiation of various processing relationships with retailers, financial institutions and third party service providers/vendors.
- Counseled a major payment card network in multiple international strategic alliance initiatives.
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“Federal Reserve Board Issues Final Rule to Implement Durbin Amendment," Electronic Banking Law & Commerce Report, Vol. 15, No. 6, August 2011.
August 2011
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"Credit Card Accountability, Responsibility and Disclosure Act of 2009 Becomes Law," The Banking Law Journal, September 2009.
September 2009
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"An Examination of the Fraud Liability Shift in Consumer Card-Based Payment Systems," Economic Perspectives, First Quarter 2009, Federal Reserve Bank of Chicago.
January 2009
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“Merchant Liability for Payment Card Data Security Breaches: Industry Self-Regulation v. State Legislation,” Electronic Banking Law & Commerce Report, Vol. 13, No. 1, February 2008.
February 2008
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"Electronic Payments Service Provider Contracting: Best Practices and Pitfalls," Journal of Payments Strategy & Systems, Vol. 1, No. 4, July 2007.
July 2007
Past Events
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April 8-10, 2013
Seminar
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November 14-16, 2012
Seminar
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October 19, 2012
Seminar
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May 17-18, 2012
Seminar
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December 13, 2011
Webinar
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March 31, 2011
Seminar
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November 17, 2010
Seminar
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April 14, 2010
Seminar
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March 26, 2010
Seminar
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July 19-23, 3009
Seminar