Banking and Finance Regulation
Banking and nonbank consumer finance firms struggle every day with the laws and regulations that shape the way they conduct their business. Alston & Bird’s Banking and Finance Regulation practice provides sophisticated regulatory and strategic counsel to banks, thrifts, credit unions and nondepository lenders, as well as their holding companies, affiliates and subsidiaries. The fundamental core of our practice is assisting clients with sophisticated business transactions within the complex regulatory environment in which they operate.
EXPERIENCE
We work with clients of every size and in every region of the country, as well as with the domestic offices of foreign banks and foreign banks seeking to engage in various activities in the United States. Our lawyers have decades of experience with the state and federal laws and regulations governing banking and credit, and have long-standing relationships with the principal federal and state bank regulatory authorities.
Our services cover the full range of federal and state regulatory matters affecting corporate structure and organization, lines of business, investments, dealings with consumers and other compliance obligations. Our extensive experience includes mergers, acquisitions, strategic alliances, capital raising and finance, de novo chartering, charter conversions, consumer financial services, capital requirements, affiliate transactions, trust and asset management, corporate governance, privacy, data security, record retention, anti-money laundering compliance, formal and informal enforcement matters and bank-owned life insurance.
RECOGNITION
Our lawyers also have significant tenures with the federal government and major banking organizations. Our practice is nationally ranked in Chambers USA. Our practice is supported by the full interdisciplinary resources of Alston & Bird which include, among other resources, expertise in payment systems, tax, investment products and services, corporate matters, financing and securitization, private equity, government investigations, litigation, executive compensation and benefits, intellectual property and legislative affairs.