Ross Speier is a senior associate in Alston & Bird’s Financial Services & Products Group. Ross counsels banks and financial services providers on federal and state banking laws, with a focus on consumer credit products such as secured and unsecured loans, credit and debit cards, student and auto loans, and FinTech/eCommerce products. Ross advises lenders and servicers on compliance with consumer finance regulations including the Truth in Lending Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Equal Credit Opportunity Act, Electronic Fund Transfer Act, and UDAAP laws, as well as related rules and guidance issued by the CFPB, FTC, and state banking regulators. Ross has worked closely with financial institutions to develop policies and procedures, as well as consumer-facing agreements and communications, designed to ensure compliance with applicable law.
Additionally, Ross has advised public companies on state and federal securities regulations and corporate governance, and has provided guidance on a variety of corporate transactions.
During law school, Ross was selected for a field placement with the SEC and served as a securities counsel extern for The Coca-Cola Company, and he also participated in the Emory Law School Supreme Court Advocacy Program where he drafted an amicus brief to the U.S. Supreme Court that was later cited by Justice Breyer.
Ross is recognized in The Best Lawyers in America© “Ones to Watch” 2021 edition.