Our Auto Finance Team has extensive experience structuring and executing transactions for our auto finance clients across a wide spectrum, including receivables, purchase and sale transactions, warehouse financing transactions, variable funding note transactions, participation transactions and both private and public asset-backed securitizations. Our auto finance clients include direct and indirect auto finance companies, including captives, independent lenders and banks. We also represent lenders, underwriters, placement agents and investment funds in auto finance transactions.
We routinely address and navigate bespoke legal and operational issues specific to first-time and seasoned issuers. Together with our Consumer Regulatory Compliance Team, we assist first-time issuers with obtaining state licenses and the qualifications necessary to facilitate a structured finance or securitization transaction. We also assist seasoned issuers with required filings under the securities laws and compliance with transaction requirements.
Our auto finance platform draws from the firm’s experience in securities, bankruptcy, tax, UCC, ERISA, CFPB, the Investment Company Act and derivatives, enabling us to address the full array of legal issues that arise in auto finance transactions. We also routinely advise our clients on Regulation AB II compliance matters and the securitization-related aspects of the Dodd–Frank Act, including Regulation RR. We are active members of the Structured Finance Industry Group’s Auto Issuer Committee.