{"ResultCount":514,"UpcomingEventsResultCount":4,"HasMoreResults":true,"UpcomingEventsHasMoreResults":false,"GridData":[{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"April 30, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"The End of Disparate Impact Liability?","QorusEventTitle":null,"Summary":"

On April 23, 2025, President Trump signed an Executive Order entitled “Restoring Equality of Opportunity and Meritocracy,” which seeks to “eliminate the use of disparate-impact liability in all contexts to the maximum degree possible.” This sweeping eradication of the disparate impact theory is not surprising. Indeed, the Consumer Financial Protection Bureau (CFPB) under the first […]

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\n","Source":"Consumer Finance Blog","SourceUrl":"https://www.alstonconsumerfinance.com/?p=4309","BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/publications/2025/04/the-end-of-disparate-impact-liability","Title":"The End of Disparate Impact Liability?","Target":"","CssClass":"","IsActive":false},"TemplateID":"9cbfe518-3bc0-4632-ae13-6ac9cee8eb31","HasContent":false,"Url":null,"City":null,"Street":null,"PostalCode":null,"State":null,"IsExternalLink":true},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Speaking Engagement","DisplayDate":"April 29, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"NAMMBA Town Hall","QorusEventTitle":null,"Summary":"Nanci Weissgold joins the regulatory review panel during the National Association of Minority Mortgage Bankers of America (NAMMBA) Town Hall.","Source":null,"SourceUrl":null,"BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/events/2025/04/nammba-town-hall","Title":"NAMMBA Town Hall","Target":"","CssClass":"","IsActive":false},"TemplateID":"e47e40af-b7c0-49af-902f-eb8741bc6463","HasContent":true,"Url":null,"City":"","Street":"","PostalCode":"","State":null,"IsExternalLink":false},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"April 25, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"VA Announces Wind Down of VASP Program and VA Home Retention Waterfall","QorusEventTitle":null,"Summary":"

What Happened? On April 23, 2025, the U.S. Department of Veterans Affairs (VA) issued Circular 26-25-2 (the Circular), which announces that the VA’s Veterans Affairs Servicing Purchase (VASP) program is winding down. As of May 1, 2025, the VA will no longer accept VASP submissions and will rescind the VA Home Retention Waterfall. New VASP […]

The post VA Announces Wind Down of VASP Program and VA Home Retention Waterfall appeared first on Of Interest.

\n","Source":"Consumer Finance Blog","SourceUrl":"https://www.alstonconsumerfinance.com/?p=4306","BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/publications/2025/04/va-announces-wind-down-of-vasp-program-and-va-home","Title":"VA Announces Wind Down of VASP Program and VA Home Retention Waterfall","Target":"","CssClass":"","IsActive":false},"TemplateID":"9cbfe518-3bc0-4632-ae13-6ac9cee8eb31","HasContent":false,"Url":null,"City":null,"Street":null,"PostalCode":null,"State":null,"IsExternalLink":true},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"April 23, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"Governor Moore Signs Legislation Exempting “Passive Trusts” from Licensure in Maryland","QorusEventTitle":null,"Summary":"

What Happened? In a highly anticipated and welcome development, on April 22, 2025, Maryland Governor Wes Moore signed into law the Maryland Secondary Market Stability Act of 2025 (emergency measures HB 1516 and its companion SB 1026) with an immediate effective date. The legislation is significant as it has the effect of modifying the formal […]

The post Governor Moore Signs Legislation Exempting “Passive Trusts” from Licensure in Maryland appeared first on Of Interest.

\n","Source":"Consumer Finance Blog","SourceUrl":"https://www.alstonconsumerfinance.com/?p=4303","BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/publications/2025/04/governor-moore-signs-legislation-exempting-passive","Title":"Governor Moore Signs Legislation Exempting “Passive Trusts” from Licensure in Maryland","Target":"","CssClass":"","IsActive":false},"TemplateID":"9cbfe518-3bc0-4632-ae13-6ac9cee8eb31","HasContent":false,"Url":null,"City":null,"Street":null,"PostalCode":null,"State":null,"IsExternalLink":true},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"April 11, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"Federal Banking Agencies Announce Intent to Rescind 2023 Community Reinvestment Act Final Rule and Return to Prior Framework","QorusEventTitle":null,"Summary":"

What Happened? The Federal Deposit Insurance Corporation (“FDIC”), Board of Governors of the Federal Reserve System (“Federal Reserve”) and the Office of the Comptroller of the Currency (“OCC”), (collectively, “federal banking agencies”) announced their intent to rescind the 2023 Community Reinvestment Act Final Rule (“Final Rule”) and to reinstate the CRA framework that existed prior […]

The post Federal Banking Agencies Announce Intent to Rescind 2023 Community Reinvestment Act Final Rule and Return to Prior Framework appeared first on Of Interest.

\n","Source":"Consumer Finance Blog","SourceUrl":"https://www.alstonconsumerfinance.com/?p=4299","BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/publications/2025/04/federal-banking-agencies-announce-intent-to-rescin","Title":"Federal Banking Agencies Announce Intent to Rescind 2023 Community Reinvestment Act Final Rule and Return to Prior Framework","Target":"","CssClass":"","IsActive":false},"TemplateID":"9cbfe518-3bc0-4632-ae13-6ac9cee8eb31","HasContent":false,"Url":null,"City":null,"Street":null,"PostalCode":null,"State":null,"IsExternalLink":true},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"April 9, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"Consumer Finance State Roundup","QorusEventTitle":null,"Summary":"

The latest edition of the Consumer Finance State Roundup highlights recently enacted measures of potential interest from three states: Arkansas: House Bill 1184, which we expect to take effect on or about August 8, amends the Fair Mortgage Lending Act, Ark. Code Ann. §§ 23-39-501 et seq., to address the use of mortgage trigger leads. […]

The post Consumer Finance State Roundup appeared first on Of Interest.

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What Happened? On March 26, 2025, the U.S. Department of Housing and Urban Development (HUD or the Department) issued Mortgagee Letter 2025-09 (ML 2025-09), which updates HUD’s residency requirements for borrower eligibility for mortgages insured by the Federal Housing Administration (FHA). The provisions of ML 2025-09 apply to all FHA Title II Single Family forward […]

The post HUD Revises Borrower Residency Requirements for FHA-Insured Mortgages appeared first on Of Interest.

\n","Source":"Consumer Finance Blog","SourceUrl":"https://www.alstonconsumerfinance.com/?p=4295","BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/publications/2025/03/hud-revises-borrower-residency-requirements-for-fh","Title":"HUD Revises Borrower Residency Requirements for FHA-Insured Mortgages","Target":"","CssClass":"","IsActive":false},"TemplateID":"9cbfe518-3bc0-4632-ae13-6ac9cee8eb31","HasContent":false,"Url":null,"City":null,"Street":null,"PostalCode":null,"State":null,"IsExternalLink":true},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"March 21, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"New York State Proposes Consumer Protection Reforms through FAIR Business Practices Act","QorusEventTitle":null,"Summary":"

What Happened? On March 13, New York state legislators introduced new legislation called the Fostering Affordability and Integrity Through Reasonable (FAIR) Business Practices Act. The bill, supported by New York Attorney General Letitia James, aims to strengthen New York’s existing consumer protection law and would expand the law’s scope from only covering “deceptive” acts or […]

The post New York State Proposes Consumer Protection Reforms through FAIR Business Practices Act appeared first on Of Interest.

\n","Source":"Consumer Finance Blog","SourceUrl":"https://www.alstonconsumerfinance.com/?p=4283","BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/publications/2025/03/new-york-state-proposes-consumer-protection-reform","Title":"New York State Proposes Consumer Protection Reforms through FAIR Business Practices Act","Target":"","CssClass":"","IsActive":false},"TemplateID":"9cbfe518-3bc0-4632-ae13-6ac9cee8eb31","HasContent":false,"Url":null,"City":null,"Street":null,"PostalCode":null,"State":null,"IsExternalLink":true},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Speaking Engagement","DisplayDate":"March 10–12, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"ePayConnect 2025","QorusEventTitle":null,"Summary":"Dorothy Giobbe joins the March 12 panel “Section 1033 of the Consumer Financial Protection Act: What Does My Financial Institution Need to Do?”","Source":null,"SourceUrl":null,"BackgroundImageUrl":null,"BackgroundImageAlt":null,"VideoEmbed":null,"NavigateLink":{"Url":"/en/insights/events/2025/03/epayconnect-2025","Title":"ePayConnect 2025","Target":"","CssClass":"","IsActive":false},"TemplateID":"e47e40af-b7c0-49af-902f-eb8741bc6463","HasContent":true,"Url":null,"City":"Orlando","Street":"","PostalCode":"","State":"FL","IsExternalLink":false},{"ID":"00000000-0000-0000-0000-000000000000","Category":"Blog Posts","DisplayDate":"March 6, 2025","DisplayMonth":null,"DisplayDay":null,"Title":"Consumer Finance State Roundup","QorusEventTitle":null,"Summary":"

The latest edition of the Consumer Finance State Roundup highlights recently enacted measures of potential interest from two states: California: Effective January 1, California Assembly Bill 3108 addresses mortgage fraud. Previously, California law defined “mortgage fraud” to include, in connection with a mortgage loan transaction, filing with the county recorder any document that the person […]

The post Consumer Finance State Roundup appeared first on Of Interest.

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