Chloe Kim advises clients on UK financial services regulation, especially when it comes to innovative financial products that leverage new age technologies. She has substantive experience with advising on the UK financial regulatory perimeter as it applies to products involving consumer finance, payments, and digital assets.
Key laws and regulations that Chloe advises clients on near daily include the Financial Services and Markets Act 2000 and its Regulated Activities Order 2001, the FCA Handbook of Rules and Guidance (especially its Consumer Credit and Mortgages and Home Finance Conduct of Business Sourcebooks), the Consumer Credit Act 1974, the Payments Services Regulations 2017, the Electronic Money Regulations 2011, and the Consumer Rights Act 2015 along with the AML/CTF regime.
Chloe’s clients, in Australia, the UK, and globally, range from traditional financial services clients to those outside the financial services sector who are looking to create value through financial technology. Within financial services, Chloe’s clients include retail and investment banks along with non-bank lenders, electronic money, and payment institutions, as well as digital assets exchanges and wallet providers.
Outside of financial services, Chloe works with clients in construction, telecommunications, sports, and media who are looking to leverage innovative financial technology. Chloe also advises private equity, private credit, and asset management firms on deals in the fintech space.
