American Banker | Why an OCC Payments Charter May Not Become Reality

Cliff Stanford comments on the agreement by the Conference of State Bank Supervisors and Office of the Comptroller of the Currency to pause their litigation over a FinTech charter.  

Cliff Stanford comments on the Office of the Comptroller of the Currency’s updated civil penalty policy and its impact on FinTech partnerships.

Cliff Stanford is quoted on the restrictions a fintech charter would carry for non-depository financial institutions.

Cliff Stanford explains why the cost and difficulty of applying for the Office of the Comptroller of the Currency’s proposed charter may be balanced by benefits that include preemption of state lending laws and ability to export home-state interest rates.