Steven Krivinskas

• Advised a European financial institution on a €1.4 billion structured financing facility backed by a portfolio of buy-now-pay-later receivables.
• Advised a UK finance provider in its capacity as the originator on a multicurrency warehouse facility backed by a portfolio of invoice discounting, factoring, and asset-based lending receivables.
• Advised an international credit fund in its investment as the mezzanine lender in a warehouse facility backed by a portfolio of salary advance receivables.
• Advised a global alternative investment manager in its capacity as the collateral manager on a warehouse facility and public securitization.
• Advised a Swedish transport company on a groundbreaking $300 million asset-backed securities facility provided by a global bank as the senior lender and backed by electric freight receivables originated in seven different countries.
• Advised a global credit asset manager in a £50 million funding of loans originated by a British fintech company specializing in credit products for small businesses under the British Business Bank’s Coronavirus Business Interruption Loan Scheme initiative.
• Advised a Polish financial institution as the originator in a securitization backed by a revolving pool of leases granted to Polish small-to-medium enterprises (SME) and larger corporates and arranged by a global financial services firm.
• Advised a financial institution in the establishment of a securitization platform for the origination of SME loans.
• Advised a financial services company in its capacity as the servicer and special servicer in European commercial mortgage-backed securities transactions and the restructuring of distressed loans.

Steven Krivinskas centers his practice on structured credit, representing many of the world’s leading credit funds, banks, and corporations on complex funding structures, portfolio sales, securitization transactions, and warehouse lines. He represents sponsors, originators, issuers, borrowers, lenders, underwriters, and other market participants in structured finance and securitization transactions. He advises on a wide range of asset-backed transactions, including consumer and buy-now-pay-later loans, small business loans, and student loans, as well as commercial and residential mortgages and other esoteric asset classes.

Before joining Alston & Bird, Steven was a banking, capital markets, and securitization attorney at the London offices of leading U.S./UK law firms and legal counsel for structured debt at a major UK retail and commercial bank. He is recognized by Chambers UK in Capital Markets: Securitisation and as a “Leading Partner” by The Legal 500 UK: London in Finance: Securitisation.

Bar Admissions

• Solicitor of the Senior Courts of England and Wales

Education

• Nottingham Trent University (L.P.C., 2003)
• University of Sheffield (B.A., 2001)