Debra L. Lofano

• Represented major financial institutions in various types of disputes and litigation involving the administration of previously closed securitization transactions.
• Assisted major financial institutions in large-scale diligence projects reviewing hundreds of securitization transactions across various product types.
• Advised a major financial institution as a class member in various class action settlements related to the alleged manipulation of LIBOR index rates.
• Advised major financial institutions on SEC regulatory compliance issues, including those related to the Sarbanes–Oxley Act, Regulation AB, and reporting requirements under the Securities Exchange Act of 1934.
• Assisted a major financial institution in the preparation of periodic SEC compliance reports.
• Represented a major financial institution as the master servicer or trustee in the transfer of servicing for residential mortgage-backed securitization transactions.
• Advised a servicer in the maintenance of accounts held in residential mortgage-backed securitization transactions.
• Represented major financial institutions as the master servicer, trustee, and custodian in the bankruptcies of servicers and mortgage loan sellers on various residential mortgage-backed securitization transactions.
• Represented major financial institutions as the trustee and master servicer in closing residential mortgage-backed securitization transactions.

Debra Lofano is a senior associate in the Finance Group. She focuses her practice on mortgage-backed, asset-backed securitization and collateral and debt obligations, primarily representing major financial institutions offering corporate trust services in structured finance transactions. She regularly counsels clients on transactional, bankruptcy, and other litigation issues relating to the administration of previously closed securitization transactions.

Debra is admitted to practice in the state courts of North Carolina; the U.S. District Courts for the Western, Middle, and Eastern Districts of North Carolina; and the U.S. Bankruptcy Court for the Western District of North Carolina.

Debra received her J.D. in 2008 from Wake Forest University, where she served on the executive council of the Wake Forest Moot Court Board. She received her bachelor of arts, magna cum laude, in Italian and history of art and architecture from Middlebury College in 2001.

Bar Admissions

• North Carolina

Education

• Wake Forest University (J.D., 2008)
• Middlebury College (B.A., 2001)

Memberships