- Represented a defendant insurance company in a national class action involving the construction of contract provisions regarding calculation of index credits on fixed indexed annuities.
- Represented a defendant insurance company in a national class action involving the construction of a contract provision regarding the cost of insurance charges in universal life insurance policies.
- Represented a defendant insurance company in a national class action involving the construction of a market value adjustment provision in fixed indexed annuities.
- Represented a defendant insurance company in a national class action involving changes in cost of insurance charges and mortality experience.
- Represented a defendant insurance company in a national class action involving premium notices. Involved the administration of a court-approved survey.
- Represented a defendant insurance company in a national class action involving the sales of equity index annuities with premium bonuses.
- Represented a defendant insurance company in a national multidistrict class action involving annuity sales to seniors. Involved extensive discovery practice with experts for both sides and a court-appointed neutral expert on the valuation of insurance products.
- Represented a defendant insurance company in a national class action involving sales to seniors.
- Represented a defendant insurance company in a California class action alleging the use of illustrations in the sale of universal life policies to depict unrealistic future performance or vanishing premiums. The plaintiffs asserted claims, among others, for fraud and violation of the California Unfair Competition Law.
- Represented a defendant insurance company in a California class action alleging fraud, breach of contract and California Business and Professions Code Section 17200 claims in connection with sales of annuities.
- Represented a defendant cable television company and negotiated the settlement of a class action involving past-due notices for cable services and reactivation fees.
- Represented a defendant telecommunications company in a class action seeking injunction, restitution and damages for the enforcement of an arbitration clause.
Senior Counsel,
- Phone: +1 704 444 1328
- Email: william.higgins@alston.com
Bill’s experience in class action litigation, his knowledge of finance and business systems, and his commitment to understanding his clients’ objectives and working collaboratively with them enable his work on their most complex cases. Much of his experience is in matters involving life insurance and annuity products.