We know that regulatory scrutiny has increased from all angles on insurance carriers, financial services, intermediaries—basically any company with an insurance-based or insurance-like product or risk. Alston & Bird’s regulatory lawyers in the Insurance Litigation & Regulation Group are well-connected in the industry and have a keen understanding of the insurance regulatory system. We can help you traverse that network of regulators that impacts your business, and we can advise on the regulatory issues that affect your core strategic business initiatives.
Advised a large health insurance company regarding the formation of a risk retention group to insure stop-loss liability for self-funded ERISA health plans.
Serve as national regulatory counsel to wireless handset insurance programs representing the largest wireless carriers in the U.S. and multiple vendors.
Advised a large health care services company regarding various producer licensing issues in connection with a change in control of its broker subsidiary.
Counseled a third-party administrator regarding whether guaranteed pricing for prescription drugs constitutes the business of insurance.
Advised a national online car buying platform on various insurance regulatory issues associated with a buyer incentive program.
Counseled a health insurer regarding producer licensing issues associated with a proposal to allow payment of premiums at various retailers.
Advised a life insurer regarding the permissibility of passing surcharges on to consumers when credit cards are used to pay premiums.
Counseled an investment management company on the formation of a captive insurer in order to gain entry into the Federal Home Loan Banks system and obtain favorable borrowing rates.
Counseled an excess and surplus lines carrier on the legality of various forms of advertising in states where the carrier was not admitted.
Serve as insurance regulatory counsel to a multinational department store chain.
Served as insurance regulatory counsel to a major national insurance carrier during Hurricanes Katrina and Rita.