Welcome to the latest edition of the Spectrum, covering hot-topic issues in the structured finance markets in the U.S. and UK.
Learn more about:
- Why more fintechs and consumer finance companies are eyeing bank charters—and what the move could unlock.
- How UK buy now pay later regulation could help open the door to a deeper securitisation market.
- What rising DSCR loan fraud means for warehouse lenders and non-QM market participants.
- How to put credit-linked notes to work to help banks cut capital costs and boost returns.
- Why a recent EU VAT decision could reshape loan servicing costs in securitisation deals.
- What market participants need to know as the 2026 FX Definitions modernize FX derivatives documentation.