Welcome to the latest issue of Insurance Insights, a gathering of notable legal developments and trends relevant to the insurance industry.
Supreme Court Watch: Shaping Removal to Federal Court
Jurisdictional Jenga – Can Improper Removal Bring It All Down?
Reviews Hain Celestial Group v. Palmquist, No. 24-724 (U.S.). Read more on page 2.
Removal Deadline on the Line – Can Courts Bend the 30-Day Rule?
Reviews Enbridge Energy LP v. Nessel, No. 24-783 (U.S.). Read more on page 3.
In Federal Court, Whose Rule Is It Anyway?
Reviews Berk v. Choy, No. 24-440 (U.S.). Read more on page 3.
Insurance Rate Reflections
Don't Forget the Filed-Rate Doctrine
Reviews Day v. GEICO Casualty Co., No. 24-2201 (9th Cir. July 9, 2025). Read more on page 4.
Cost of Insurance Goes to the Dogs
Reviews Sage v. Westchester Fire Insurance Company, No. 2:25-cv-01644 (W.D. Wash.), and Tenney v. Westchester Fire Insurance Company, No. 8:25-cv-02186 (C.D. Cal.). Read more on page 4.
Coverage Corner
Driving Toward Class Certification Denials in Auto Insurance Total-Loss Suits
Reviews Drummond v. Progressive, No. 24-1267 (3rd Cir. July 7, 2025); Freeman v. Progressive, No. 24-1684 (4th Cir. Aug. 25, 2025); Schroeder v. Progressive, No. 24-1559 (7th Cir. July 24, 2025); and Ambrosio v. Progressive, No. 24-2708 (9th Cir. Sept. 12, 2025). Read more on page 5.
Eleventh Circuit Predicts Florida Would Apply the Notice-Prejudice Rule to Claim Notice Provisions
Reviews L. Squared Industries v. Nautilus Insurance Co., No. 23-13031 (11th Cir. Oct. 15, 2025). Read more on page 5.